Lender extending housing loans allow borrowers to demand a home loan provisional and an interest certificate. Borrowers obtaining home loans from Bajaj Finserv can receive a Bajaj Finserv certificate of interest through the customer care portal- Experia.
Usually, interest certificates state the details of interest paid and the remaining interest amount on the existing loan. On the other hand, a home loan provisional document defines the number of paid EMIs, remaining loan amount, remaining interest amount and the respective interest rate against the loan.
Let’s take a look at the process of downloading interest certificates and Bajaj Finserv provisional certificates.
Steps to download Bajaj Finserv Certificate of Interest
Following are the steps to download an interest certificate from Bajaj Experia–
Step 1- First, visit the official Bajaj Finserv customer portal.
Step 2- Now, log in to your account by providing essential credentials and go to the e-statement option to access the Bajaj Finserv provisional certificate and interest statement.
By downloading the interest certificate from the Bajaj Finserv customer portal, customers can file their income tax returns usually generated at the end of the financial year. In addition, individuals can use this certificate to complete their tax return filing.
Besides, the Bajaj Finserv provisional certificate is also crucial for borrowers to claim tax deductions. As per IT Act, borrowers can avail several tax deductions stated under different sections. Moreover, borrowers can claim tax exemptions on the principal and interest components of a home loan.
Now that borrowers know how to download Bajaj Finserv certificate of interest, they must know the login procedure to the customer portal. Read on to know the steps.
Bajaj Finserv customer portal-Experia login
- First, visit the Bajaj Finserv log in page of the customer portal
- Now input the customer ID along with the registered mobile number and email ID
- Then choose between either OTP or password
- After inputting the OTP or password, click on “Next” option
- At the end, provide accurate verification details and log in
Features and benefits of Bajaj customer care portal
Over the years Bajaj Finserv customer care has evolved as an efficient web-based platform, offering a wide range of services. With this dedicated customer portal- Experia, individuals can access any financial information anytime. Besides, users can update their contact or personal details within seconds. In addition to that, users can check exclusive pre-approved offers through which they can benefit while availing loans.
Apart from downloading the Bajaj Finserv provisional certificate and interest statement, individuals can take a look at some more benefits described below-
View existing loan information
For instance, existing customers of Bajaj Finserv can conveniently access crucial details associated with the credit via this portal. Moreover, the flexibility of viewing loan information allows borrowers to determine errors or mismatches and keep a check on outstanding payments.
Downloading necessary documents
Having authentic proof regarding an individual’s financial undertakings is always effective as it helps to provide necessary evidence for maintaining records in the upcoming future. Individuals can go through their submitted documents and download investment-related certificates through this customer portal without any hassle.
Payment of missed or delayed EMIs
Through the Experia portal, borrowers can pay their missed EMIs. This incredible facility allows you to make payments and ensure that you do not attract penalties. In addition, one can make part-payments towards his/her existing loan or foreclose it at their convenience. To make such payments, one can simply go to the “online payment” option through the “quick pay” tab and choose a suitable payment option.
By updating personal and contact details, one will get payment notifications to avoid paying extra charges.
Going forward, using this portal to download the Bajaj Finserv certificate of interest and accessing other loan related information will allow customers to manage their financial undertakings seamlessly.